The following information is usually required during the loan process:

• Clear copy of driver's license or photo ID
• Check / money order / credit card payment for $350 to UHMC for appraisal
• Current pay stubs for past 30 days
• Federal tax returns for the past two years all schedules
• Bank statements for the past two months, all pages.
• Investment account statement, most recent
• Retirement account statement, most recent
• Divorce decree / child support court order if applicable
• Bankruptcy papers and discharge page if applicable
• Credit explanation letter for any late payments, credit inquiries

If you currently own Real Estate:

• Mortgage account information
• Home insurance policy information
• Home equity account information (if applicable)