The following information is usually required during the loan process:
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Clear copy of driver's license or photo ID
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Check / money order / credit card payment for $350 to UHMC for appraisal
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Current pay stubs for past 30 days
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Federal tax returns for the past two years all schedules
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Bank statements for the past two months, all pages.
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Investment account statement, most recent
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Retirement account statement, most recent
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Divorce decree / child support court order if applicable
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Bankruptcy papers and discharge page if applicable
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Credit explanation letter for any late payments, credit inquiries
If you currently own Real Estate:
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Mortgage account information
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Home insurance policy information
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Home equity account information (if applicable)
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